Pre-Approval for Car Loan

FIRST TIME BUYERS

This is a huge step in your life so we are here to help. Let a trained professional negotiate on your behalf to help with your first auto loan. Multiple banks and credit unions will compete to give you a rate and payment you deserve. We also make sure our inventory caters to all situations with a huge selection of our vehicles priced between 8 and 18 grand perfect for 1st time buyers. If you have a co-signer in mind feel free to bring them in, we are happy to walk them through all the details.

ANY INCORRECT INFORMATION WILL RESULT IN NO-SCORE.
PLEASE VERIFY NAME, ADDRESS, CITY, STATE AND ZIP BEFORE CONTINUING.

What does my score mean?

Great Credit Score: Over 740

Congratulations, your score is an above-average credit score. Consumers in this range may experience an easy approval process when applying for new credit. Let Paul Blanco’s licensed professionals help by negotiating on your behalf with multiple banks and credit unions to get you the best rate and payment.

Good Credit Score: 670 to 739

Having a credit score between 670 and 739 places a borrower near or slightly above the average of US consumers, as the national average Vantage Score is 673 and FICO is 695. While you still may get competitive interest rates, you are unlikely to command the ideal rate that a higher score may be able to achieve. Let Paul Blanco’s licensed professionals help by negotiating on your behalf with multiple banks and credit unions to get you the best rate and payment.

Fair Credit Score: 580 to 669

Borrowers with credit scores in this range are thought to be in the 'fair' or 'average' category. You may have some dings on their credit history, but there are no major delinquencies. You are still likely to be extended credit by lenders, but the rates and down payment may be higher. Let Paul Blanco’s licensed professionals help by negotiating on your behalf with multiple banks and credit unions to get you the best rate and payment.

Poor Credit Score: Under 580

If your score falls under 580 you are thought to have significantly damaged credit history. This may be a result of multiple defaults from several different lenders or as a result of a bankruptcy. In this case it is important to let Paul Blanco’s licensed professionals help by negotiating on your behalf with multiple banks and credit unions to get you the best rate and payment.